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Carrier Info and Guides

Product Name: Instant Decision IUL

Phone Number: +1 (800) 231-0801

Amendment Line: +1 (866) 214-0054

           Product Highlight

  • Ages: 18 - 70 ($50,000 - $450,000) 

  • Living Benefits: Critical, Chronic & Terminal Illness

  • Easiest e-app in the entire industry

  • Pre-check instant decision before banking

  • Cash accumulation (S&P 500)

  • ACH ONLY (no online banks)

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Product Name: FFIUL II Express

Phone Number: +1 (877) 234-4848

           Product Highlight

  • Ages: 18 - 60 ($50,000 - $500,000)

  • Ages: 61 - 70 ($50,000 - $300,000)

  • Ages: 0 - 17 ($50,000 - $500,000)

  • Living Benefits: Critical, Chronic & Terminal Illness

  • Pre-check instant decision before banking

  • Cash accumulation (S&P 500​)

  • Not available in California

  • ACH, Direct Express, Credit Card(no online banks)

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Product Name: IUL Express

Phone Number: +1 (800) 775-7896​

           Product Highlight

  • Ages: 18 - 50 ($25,000 - $550,000)

  • Ages: 51 - 60 ($25,000 - $450,000)

  • Ages: 61 - 75 ($25,000 - $350,000)

  • Living Benefits: Critical, Chronic & Terminal Illness

  • Pre-check instant decision before banking

  • Cash accumulation (S&P 500)

  • ACH, Online banks

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Product Name: Intelligent Choice IUL

Phone Number: +1 (800) 736-7311

           Product Highlight

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  • Ages: 18 - 75 ($25,000 - $500,000) 

  • Living Benefits: Critical, Chronic & Terminal Illness

  • ADB add on (accidental death benefit)

  • Cash accumulation (S&P 500)

  • Not available in California

  • ACH

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Product Name: IUL by Ameritas

Phone Number: +1 (877) 913-8467

           Product Highlight

  • Ages: 20 - 50 ($25,000 - $1,000,000)

  • Ages: 51 - 60 ($25,000 - $500,000)

  • Ages: 61 - 65 ($25,000 - $350,000)

  • Terminal Illness Rider

  • Pre-check instant decision before banking

  • Cash accumulation (S&P 500)

  • ACH (some online banks)

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Product Name: Rapid Protect & FlexLife

Phone Number: +1 (800) 906-3310

           Product Highlight

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Rapid Protect (Simplified Issue)

  • ​Ages: 0 - 60 ($50,000 - $500,000)

  • Living Benefits: Critical, Chronic & Terminal Illness

  • Cash accumulation (S&P 500)

  • NLG has the best living benefits in the industry

  • *Rapid Protect not available in California

FlexLife (Fully Underwritten)

  • Ages: 0 - 85 ($50,000 - $3,000,000)

  • Living Benefits: Critical, Chronic, Terminal Illness & Alzheimers

  • Cash accumulation (S&P 500)

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Product Name: Pathsetter

Phone Number: +1 (800) 445-6758

           Product Highlight

  • Ages: 0 - 80 ($50,000 - $500,000)

  • ​Ages: 0 - 60 ($50,000 - $5,000,000)

    • Fully underwritten

  • Living Benefits: Critical, Chronic & Terminal Illness

  • Cash accumulation (S&P 500)

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