Carrier Info and Guides
Product Name: Instant Decision Term Series
Phone Number: +1 (800) 231-0801
Amendment Line: +1 (866) 214-0054
Product Highlight
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Large Term Product Suite:
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CBO (Cash Back Option)
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Level Term (Term 125 & Term 100)
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Decreasing Term (Payment Protector & Payment Protector Continuation)
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Ages: 20 - 75 ($25,000 - $450,000)
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Living Benefits: Critical, Chronic & Terminal Illness
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Easiest e-app in the entire industry
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Pre-check instant decision before banking
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ACH ONLY (no online banks)
Product Name: Term Life Express
Phone Number: +1 (800) 775-7896
Product Highlight
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Ages: 18 - 50 ($25,000 - $300,000)
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Ages: 51 - 60 ($25,000 - $250,000)
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Ages: 61 - 75 ($25,000 - $150,000)
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Living Benefits: Critical, Chronic & Terminal Illness
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Pre-check instant decision before banking
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ACH, Online banks
Product Name: Term Made Simple
Phone Number: +1 (800) 736-7311
Product Highlight
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Ages: 18 - 75 ($50,000 - $500,000)
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Multiple signature types (text, email, voice)
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One of only few carriers or voice signature
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Living Benefits: Critical, Chronic & Terminal Illness
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ADB add on (accidental death benefit)
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ACH
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Don't write "Easy Term" (lower comp rate)
Product Highlight
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Ages: 18 - 60 ($50,000 - $1,000,000)
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Living Benefits: Chronic and Terminal Illness
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ADB add on (accidental death benefit)
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ACH, Credit Cards, Direct Express, Online banks
Product Name: Term with Living Benefits
Phone Number: +1 (866) 297-5699
Product Name: Ethos Term-Choice
Phone Number: +1 (877) 913-8467
Product Highlight
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Ages: 20 - 50 ($50,000 - $1,000,000)
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Ages: 51 - 60 ($50,000 - $500,000)
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Ages: 61 - 65 ($50,000 - $350,000)
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Living Benefits: Critical, Chronic & Terminal Illness
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Products also come with FREE Will and Living Trust setup
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ACH (some online banks)
Product Highlight
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Ages: 18 - 45 ($25,000 - $2,000,000)
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Ages: 46 - 55 ($25,000 - $1,000,000)
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Living Benefits: Critical, Chronic and Terminal Illness
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ADB add on (accidental death benefit)
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Fully underwritten product, but for healthy and young people, it will not require paramed; has accelerated underwriting
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ACH, Direct Express, Credit Card(no online banks)
Product Name: Trendsetter Super & LB
Phone Number: +1 (877) 234-4848
Product Name: Term LSW
Phone Number: +1 (800) 906-3310
Product Highlight
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Ages: 18 - 50 ($100,000 - $2,000,000)
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Ages: 51 - 60 ($100,000 - $1,000,000)
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Ages: 61 - 65 ($100,000 - $250,000)
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Living Benefits: Critical, Chronic and Terminal Illness & Alzheimers
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Fully underwritten product, but for healthy and young people, it will not require paramed; has accelerated underwriting
